NEO

Content rating
Everyone
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Quick digital entry is now in your grasp via NEO. The Saudi National Bank (SNB) provides full support for the APPzone ecosystem. Browse Finance.

Fast Way To Download NEO

NEO is a smart digital banking app that lets you open an account in minutes, transfer money worldwide, and manage multiple currencies, all in one secure app.

Start today and experience secure, fast, and modern digital banking with NEO.

Our Services

International Money Transfers
● Competitive exchange rates
● Low transfer fees with no hidden costs
● Receiving options tailored to the recipient’s needs
● Earn "NEONS" points when issuing a card

Your money reaches the world in moments!
Send SAR, USD, EUR, and more worldwide in seconds. No borders, no delays.

Multi-Currency Account
● Manage multiple currencies from a single account
● Easily exchange between currencies with no hidden fees
● Perfect for travel enthusiasts and global shoppers
● Supports over 19 currencies, including QAR, USD, EUR, GBP, and more

Travel Cards
● Access to international and local airport lounges
● Exclusive discounts
● Uniquely tailored benefits for each card
● Get neons on every purchase

Currency Exchange – Best Rates, No Surprises
● Instant exchange through the app with no delays
● Best exchange rates
● No hidden fees
● Supports multiple currencies

All in One Digital Banking App

Your banking, simplified into one secure app.

Key Features:
● Open your bank account in minutes
● Transfer money locally and internationally
● Track your spending and manage expenses
● Earn Neons with every purchase
● Pay bills instantly
● Onboarding Minors (15-18) years old
● Issue and manage your cards
● Request money (Qattah)
● Bank-grade encryption for 24/7 security
● Available for users aged 15 and above

Islamic Digital Banking
At NEO, we provide a fully integrated digital banking experience, 100% compliant with Islamic Sharia principles, ensuring every financial transaction you make aligns with approved Sharia standards.

NEO App is fully compliant with Islamic Sharia standards.

Track Your Money – Easily and Securely

With the smart tracking feature, you can:
● Monitor all your transactions
● Receive personalized notifications for every financial movement
● Get a clear view of your cash flow with smart income and expense insights, all in one simple dashboard.

Stay on top of your spending with smart alerts, income insights, and a simple dashboard.

Exclusive Offers & Vouchers

Open your account and start enjoying rewards. Neo offers real benefits and valuable promotions that make every transaction count:
● Earn “Neons” points for every Riyal you spend
● Get bonus Neons when you sign up and issue your first card
● Enjoy instant discounts with our partners
● Unlock exclusive offers tailored for you
● Redeem digital vouchers for shopping, dining, and entertainment

With NEO, every transaction = added value, Download NEO digital banking app today and let the rewards begin!

Flexible Payment Methods

Your Card, Is Your Phone or Smartwatch.
Pay effortlessly with Apple Pay, Google Pay, Mada Pay, or Samsung Pay. No need to carry a physical card.
Request a physical card anytime, delivered straight to your door

Smart Payment Benefits:
● Instant, secure payment with a single tap
● Compatible with major smart payment platforms
● Advanced protection to keep your data safe

Issue and manage virtual or physical cards anytime.

Explore the App Features

Your NEO Account Offers:
● Open an account in minutes with our digital banking app
● Issue an instant virtual/physical card
● Multi-currency account
● International money transfer
● local transfer
● Easy transfer using phone number
● Expense tracking and categorization
● Savings & investment calculator
● Government payments
● Freeze or cancel your card instantly
● 24/7 customer support and security

Whether you're opening your first account or managing money across currencies, NEO gives you full control with simplicity and security. Start your digital banking journey today with NEO.
Lifestyle digital banking open account, transfer globally, manage multi-currency
Updated on
Aug 17, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    about how developers declare sharing
  • This app may collect these data types
    Personal info and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

23.3K reviews
Bipro Bag
August 28, 2026
⭐⭐⭐⭐⭐ I’m from India and currently living in Saudi Arabia, and I’m really happy with my experience using this banking app. The app is easy to use, modern, and convenient for everyday banking. Transactions are smooth, and the overall service has been very good. As someone new to Saudi Arabia, having a simple and reliable banking experience makes things much easier. I would definitely recommend this app to others looking for a convenient digital banking service in Saudi Arabia.
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Ritesh Kundu
August 29, 2026
Very worst & poor. If you do not update your ID. then your account gone. After update it will never open. Whatever money you have that account all stolen by NEO. My 700 SAR not refunded. Almost 23 days. I went to SNB bank for generating ticket. Twice ticket generated. But problem not solved. Over phone more than 20 times I complained, no benefit. I looses 700 SAR. Becareful.
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Engr Nigar
August 25, 2026
I am facing an issue. When I add a number and receive the call for confirmation of adding the number, the NEO app suddenly closes without adding the beneficiary number.
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What’s new

General Improvements:

o We've fixed several issues to enhance your daily experience

Update NEO – Enjoy!